STEP 01
Enter the item and price.
Create a one-off sale or use a ready-made mode for repeat payments and collections.
Your phone is
now your
checkout.
Accept cards, mobile wallets and buy-now-pay-later payments in person. No EFTPOS machine. No monthly fee. No app for your buyer.
Free to use
Choose to use PocketMoney for free.Select Buyer covers in your fee settings. The transaction fee is added to their checkout, so you receive the full sale price.
Learn more about pricing
Start collecting in minutesSecure payments by StripeGet paid in your bank
✓No contracts
✓No monthly subscriptions
✓Pay as you go
✓Works on all smartphones
✓Bank-level encryption
Made for real-world sellers
Who is PocketMoney for?
PocketMoney is for the casual retailer: anyone who sells things every now and then, but not enough to justify signing an EFTPOS contract. (Hint: we don’t have contracts.)
POCKETMONEY IS FOR
The Casual Retailer
Sell occasionally without carrying a terminal.
One simple flow
From “I’ll take it” to paid in seconds.
You create the sale. Your customer pays on their phone. PocketMoney confirms it instantly.
STEP 02
They scan your code.
Checkout opens in their browser. They don’t need a PocketMoney account or app.
STEP 03
You see the payment land.
Stripe processes the payment and pays the money out to your bank account.
Everything you need. Nothing you don’t.
A proper payment product, minus the terminal.
Built to feel effortless on the day, with useful controls when you need them.
Run every sale from your phone.
Create payments, confirm sales and see recent activity in one clean view.
Bring your team.
Give sellers their own access, assign reference tags and see who raised or sold what.
EBHMAK+3
SellerSales
Harvey · Stall A$284.50
Amelia · Stall B$196.20
Exportable sales and attribution reports
FOR ONE-OFF SALES
Garage Sale Mode
One-off purchases that change every time. Enter what you’re selling, enter the price, create your code.
Flexible itemsFlexible pricesFresh QR each sale
Clear pricing
No subscriptions. No contracts. No surprises.
Use PocketMoney once a year or every weekend. If you don’t make a sale, it costs you nothing.
Flexible by design
You choose how fees are paid.
Cover them yourself, split them 50:50, or pass them on to the buyer.
YOU COVER THE FEES3.99% + 30c
The buyer pays the sale price. The transaction fee comes from your payout.
This is the amount that affects your side of the sale. Exact totals depend on the final buyer payment.
And everything else stays at zero.
$0 monthly
$0 hardware
No minimums
No lock-in
Try it for yourself
What will you get paid?
Sale amountChoose or type
$
For a $10.00 sale:
They pay$10.00
You get$9.30
Estimated total transaction fee: $0.70. Includes Stripe processing and the PocketMoney fee. Exact totals use the same calculation as the app.
Let customers pay with names they already know.
Good questions
Know exactly what you’re signing up for.
Where is my money kept?
With Stripe. PocketMoney never holds your funds. Stripe processes each payment and pays out to your nominated bank account.
Do buyers need to sign up?
No. Buyers scan your QR code and pay through Stripe’s secure checkout. They don’t need a PocketMoney account or app.
How fast do payments arrive?
Most funds show as pending immediately and become available in one to two business days. New Stripe accounts can take longer for their first few payments while checks are completed.
Do I need an EFTPOS machine?
No. You only need a smartphone and an internet connection. Your customers complete payment on their own phones.
Is PocketMoney a bank?
No. PocketMoney is the payment interface. Stripe is the payment provider and handles payment security, identity checks and payouts.
Next time, don’t lose the sale to “no cash”.
Set up your PocketMoney account in about five minutes.
Start selling